Do you travel frequently on trains? Then, co-branded credit cards offered by IRCTC (Indian Railway Catering and Tourism Corporation) in association with banks will be an ideal choice for booking tickets. IRCTC has joined hands with HDFC Bank, State Bank of India, Bank of Baroda and RBL Bank for co-branded cards, which offer a host of benefits for frequent train travellers.
IRCTC’s loyalty scheme allows you to earn ‘Travel Points’ whenever you book tickets using these co-branded credit cards on the IRCTC e-ticketing portal. These points can be redeemed while booking train tickets. A loyalty user can earn partner points on the purchase of other goods and services.
Here are the features and benefits provided by these credit cards.
IRCTC SBI Card (on RuPay Platform)
- Joining/Renewal Fee of ₹500/ ₹300
- Welcome benefit of 350 bonus reward points on credit card activation
- Up to ten reward points per ₹100 spent on IRCTC tickets
- 1% transaction charge waiver on IRCTC train ticket bookings
- One reward point on regular spends of ₹125
- Complimentary access to select railway lounges for up to four times every year (One per quarter)
IRCTC SBI Card
- Joining/Renewal Fee of ₹500/ ₹300
- Welcome benefit of 350 bonus reward points on card activation
- Up to ten reward points per ₹100 spent on IRCTC tickets
- 1% transaction charge waiver on IRCTC train ticket bookings
- Complimentary access to select railway lounges for up to four times every year (One per quarter)
- One reward point on regular spends of ₹125
Allirajan M is a journalist with over two decades of experience. He has worked with several leading media organisations in the country and has been writing on mutual funds for nearly 16 years.
