Equities continued to dominate investors’ minds in 2024. This is despite an eventful year with high volatility due to multiple global events, including a new war, weaker-than-expected economic growth, disappointing earnings, and subsequent FPI outflows. Going forward, factors like corporate earnings slowdown, sticky inflation, geopolitical tensions, higher US bond yields, strong dollar outflows due to…
If you are planning to invest in a mutual fund scheme, it is recommended to first compare the returns it delivered with those of its peers in the past few years. And if you are told that the returns rolled out by one scheme could have made you richer by â‚ąone crore and a half,…
My client was very happy with his portfolio returns. Over the last two years, he had made a cool 30% internal rate of return (IRR). “We should invest more in equity, let’s get aggressive… Invest more in small cap funds as it had delivered the highest return,” he explained. When we first met,he was a…
If you have decided to make a foray into the world of mutual fund investments, there are several important decisions to be made – you must zero down on the product and fund house that you are signing up with, the amount that you wish to invest and the tenure. In addition, there is one…
With new skill-based gigs emerging as viable options for generating income, more young professionals are now seeking jobs they can do in their spare time. Here’s a look at how some are pursuing their passions while creating additional income streams. Organizing spaces Raina Jain, a 32-year-old finance professional based in Mumbai, has been balancing a…
As on 28 June, bank deposits had grown 11.1% year-on-year, as against credit growth of 17.4%. While acknowledging changes in Indian saving patterns, he exhorted banks to step up efforts to mobilize deposits. Similarly, finance minister Nirmala Sitharaman, while laying out figures for small savings mobilization in Parliament, highlighted the country’s declining rate of deposit…
I wish to diversify my investment portfolio to align with my long-term financial goals. At 40, I have a monthly income of â‚ą3 lakh, and expenses of â‚ą1.5 lakh. I invest â‚ą1 lakh per month in small, mid, and large-cap index funds through systematic investments plans (SIPs). My portfolio includes â‚ą2.85 crore in mutual funds,…
Recently, I was talking to a relative who has a 3-year-old daughter. Being an investment advisor, many of the general conversations with extended families tend to steer towards investments. This relative of mine told me that he is investing â‚ą1.5 lakh yearly in the Sukanya Samriddhi Yojana account for his daughter’s future. I asked him…
