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Small Savings Schemes Vs Bank FDs: These investments help investors earn upto 8.1% a year with tax benefits

adminMay 1, 202504 mins

[ad_1] Conservative investors typically look for investment opportunities in safe investment instruments where they not they only earn assured returns but also claim income tax deductions. Some of the tax-saving instruments wherein investors can invest into include public provident fund (PPF), monthly income scheme (MIS), time deposit, senior citizens savings scheme (SCSS), Sukanya Samridhi Yojana…

How does investing in PPF before April 5 maximise your interest income? Key questions answered

adminApril 5, 202504 mins

[ad_1] As the new finance year (2025-26) has kicked off and majority of salaried individuals are likely to go with new tax regime. They tend to believe that they have a lower incentive of investing in tax-saving instruments such as Public Provident Fund (PPF). It is important to note that investment in PPF may not…

Transferring PPF maturity funds? Know the tax implications before you do

adminMarch 2, 202506 mins

[ad_1] My wife’s PPF will mature in April. She wants to transfer ₹23 lakh to my senior citizen savings account and balance ₹7 lakh to our daughter. What will be the tax position implications for all of us? As from April, interest will be earned in my name. I should and will be liable to…

FDs Vs Small Savings Schemes: Where should you invest and why?

adminFebruary 23, 202505 mins

[ad_1] If you are contemplating investing in either fixed deposit (FD) or a small savings scheme, then it is advisable to compare their returns along with other benefits they offer. Typically, a fixed deposit (FD) offers anywhere between 6.7 to 7 percent per annum to depositors whereas other tax saving schemes offer slightly higher. For…

From PPF to FDs: Last-minute income tax saving options you can explore

adminFebruary 18, 202504 mins

[ad_1] The deadline for availing of tax-saving benefits is March 31st. Complete your investments and payments before this date to maximise your savings. Employers encourage tax planning every year, yet many find it stressful due to a lack of understanding. With the end of the financial year (FY2024-25)approaching, those in the old tax regime must…

New Tax Regime: Why should you still opt for tax-saving instruments such as PPF, NPS, NSC?

adminJanuary 18, 202508 mins

[ad_1] In FY 2023-24, the new tax regime became a default regime. This shift has led many taxpayers to wonder whether traditional tax-saving investments such as PPF (Public Provident Fund), NSC (National Savings Certificate), post office saving scheme and NPS (National Pension System) are still relevant for the purpose of investment. The tax-saving instruments, which…