[ad_1] National Payments Corporation of India (NPCI) has released a new circular to deal with handling of deemed approval status in UPI for peer to merchant transactions where acquiring payment service provider (PSP) and merchant bank are the same. In case of peer to merchant (P2M) transaction where merchant bank and acquiring PSP is same,…
[ad_1] Ray Dalioâs iconic book, âPrinciples for Dealing with the Changing World Order: Why Nations Succeed and Failâ, was first published in November 2021, it is a powerful tool for exploration and understanding of how global empires rise, reach their peaks, and then fall over time. The book draws on over 500 years of research…
[ad_1] As the nation enters a phase of monetary easing, aspirational loan borrowers along with credit card holders are weighing the merits of gold loans versus personal loans to meet their financial aspirations and goals. Current interest rate landscape The Reserve Bank of India (RBI) reduced the repo rate to 6% in April 2025, post…
[ad_1] Beginning an academic pursuit is often a very important milestone which can involve a significant financial commitment. When assessing options to obtain the funds necessary to achieve your academic goals, personal loans and education loans are likely to be the two most prevalent. Even though both provide you with some form of financial assistance,…
[ad_1] In India a credit score is an extremely important indicator of an individualâs financial health. It influences personal loan approvals, interest rates, credit card eligibility, future loan approvals, applicable interest rates and tenure period. As of May 2025, a credit score below 650 is generally considered poor. It has the potential to limit access…
[ad_1] Breakups are not just emotionally brutal â they can be financially devastating too. Think about it: shared Netflix accounts, co-signed rent agreements, couple trips on EMI, gifts bought on credit, and emotionally-triggered impulsive spending. Ouch! In India, where relationships are becoming more independent and financially entangled, budgeting for a breakup isnât just smart, itâs…
[ad_1] In today’s financial world, having a good credit score is important for loan opportunities, high-interest rates, and reaching financial goals. It is important to note that when used responsibly, credit cards can be very effective to help you build and better your credit. This is a long and detailed example of how to use…
[ad_1] Government employees in India seeking a credit card that provides for cashback, UPI integration and fee waiver opportunities can consider the IndusInd Bank âSammanâ RuPay Credit Card. This particular credit card is designed specifically for public sector employees, it combines both traditional credit card benefits along with cutting edge technology facilitating modern digital payment…
[ad_1] A loan default can be a huge emotional and financial blow. Besides damaging your credit score, it may affect any future lending opportunities you will have. But don’t worry, you can fix your credit profile and financial situation if you take the right steps and get on the right path. Understand the impact of…
[ad_1] Do you travel frequently on trains? Then, co-branded credit cards offered by IRCTC (Indian Railway Catering and Tourism Corporation) in association with banks will be an ideal choice for booking tickets. IRCTC has joined hands with HDFC Bank, State Bank of India, Bank of Baroda and RBL Bank for co-branded cards, which offer a…
