PayU has announced that it has received the final authorisation from the Reserve Bank of India (RBI) to operate as an Online Payment Aggregator under the Payment and Settlement Systems Act, 2007, reported NewsVoir. “We are grateful to the RBI for granting us the opportunity to be a responsible contributor to India’s payments ecosystem. As…
Indian Bank has introduced IND Secure with effect from May 8 with investment starting from â‚ą1,000 to â‚ą3 crore. The validity of this fixed deposit (FD) is till Sept 30, 2025. The interest offered on this fixed deposit is 7.15 percent to the normal public, for senior citizens it is 7.65 percent and for senior citizens —…
Employees provident fund (EPF) subscribers are entitled to withdraw their money after they quit their job. Typically, the money can be withdrawn two months after leaving the job. However, if someone is going abroad or an employee (female) quits her job to get married then the subscriber does not need to wait for two months…
Do you have a considerably poor score and want to improve it over a period of time? Before you proceed, remember that improving the score is not a short term phenomenon. It is a long-term process and requires consistent efforts. One can witness considerable improvement between 3 to 6 months but if there are serious…
If you already have a credit card and are planning to apply for the second one, you should do a cost-benefit analysis and make sure that the total benefits outweigh costs. Some key factors to keep in mind include card’s annual fee, reward points and its credit limit Credit cards: These are the 5 things…
Capital markets regulator, the Securities and Exchange Board of India (Sebi), often issues warnings to unregistered investment advisers to prevent them from offering advisory services to investors. On May 8, Sebi issued a warning to Rajni Kumari (name changed), a resident of Muzaffarpur in Bihar, for providing unregistered investment advisory services without obtaining registration as…
EPFO: Are you an EPF subscriber looking to check your account details with just a missed call? You can do that easily, but first, ensure your Universal Account Number (UAN) is linked to at least one of the following: your bank account, Aadhaar or PAN. In such a case, the subscriber only needs to give…
Prior to investing in a mutual fund scheme, it is normal for investors to first compare the returns delivered by different schemes. Although it does not guarantee the future returns, it gives an indication of how the scheme may perform in the future. When the market remains volatile, it is recommended to invest in large…
If you use a digital payment app such as Google Pay, PhonePe, Paytm or Mobikwik and are accustomed to using a credit card at the same time – it is recommended to link your credit card to one of the UPI apps. This can be done seamlessly through RuPay Credit Card. Almost all banks have…
If you are planning to host a wedding and running out of money, you may consider taking a personal loan for the same. Although personal loans – being unsecured – carry a high rate of interest, they come handy during emergencies and other necessary events of life such as a wedding. However, before you decide…
