When it comes to money, Indians love rules of thumb. From age-old wisdom about gold being the ultimate store of wealth to modern investment shortcuts like the ā100-minus-ageā rule for equity allocation, heuristics help simplify complex financial decisions. These mental shortcuts are useful but not foolproofāsometimes, they can lead to costly mistakes. The key is…
āNo, it is the stock market,” he quipped. While benchmark indices have clawed back some lost ground after a prolonged spell of weakness, Vermaās portfolio is still sporting an enchanting shade of crimson. Has Lady Luck singled him out for special consideration? Or did bad decision-making also play a part? Verma, who started his investing…
Two former chairmen of the Securities and Exchange Board of India (Sebi) have, over the last four months, called for studying the impact of regulation, so that it can be factored into decision-making. M. Damodaran, speaking at the recent Mint BFSI summit, argued that Sebi must convey the rationale of its decisions effectively because regulation…
As you move through the various stages of life, your financial needs, goals, and risk tolerance naturally changeājust like the terrain you’re driving through. What worked for you in your 20s might not be the best approach in your 50s. Thatās where life cycle investing comes in. Itās a strategy that adapts your asset allocation…
Finance Minister Nirmala Sitharaman’s announcement to hike taxes on short-term capital gains has sparked debate among financial experts, raising crucial questions about its potential impact on investor sentiment, the relative appeal of various asset classes, and the long-term implications for the growth and development of India’s mutual fund sector. Experts weigh in on the implications…
