As the nation enters a phase of monetary easing, aspirational loan borrowers along with credit card holders are weighing the merits of gold loans versus personal loans to meet their financial aspirations and goals. Current interest rate landscape The Reserve Bank of India (RBI) reduced the repo rate to 6% in April 2025, post a…
US Treasuries rallied after a strong note auction and data revealed the world’s top economy shrank at the start of the year, reinforcing bets the Federal Reserve will lower interest rates twice by early 2026. US government debt extended gains Thursday after the Treasury Department received robust demand for a sale of new notes. Investors…
Let us first look at the arguments that favour a rate cut. RBI made it clear in its last policy statement that a change in its stance to ‘accommodative’ is an indication of future rate cuts. Hence, the debate on whether such a stance meant there would be more liquidity rather than rate action is…
(Bloomberg) — The manager of the Federal Reserve’s massive portfolio of securities said the central bank’s effort to reduce the size of its balance sheet is beginning to place pressure on the market for repurchase agreements. That pressure likely means the Fed’s tools for controlling short-term interest rates will become increasingly important, Roberto Perli, manager…
The reasons are quite clear. First, RBI changed its stance in its last policy statement to ‘accommodative.’ It also issued a clarification of its stance nomenclature, saying that the shift could mean a further lowering of policy rates. Second, liquidity has been provided on a near real-time basis by RBI to ensure that the system…
US Treasury’s 10-year note auction shows solid demand More supply comes with $25 billion in 30-year bonds on Thursday Fed seen keeping interest rates on hold Wednesday 10-year Treasury yield touches highest since April 23 By Gertrude Chavez-Dreyfuss and Alden Bentley NEW YORK, – U.S. Treasury prices rose on Tuesday, pushing yields lower, as a…
President Donald Trump renewed criticism of Federal Reserve Chairman Jerome Powell as he championed his economic policies and tariff regime during a Tuesday event to mark his 100th day in office. “Inflation is basically down and interest rates came down despite the fact that I have a Fed person who’s not really doing a good…
In a world flooded with flashy deals and fine print, basic numeracy—the ability to understand and work with numbers—is more important than ever. Yet time and again, people fall for offers that don’t add up, misunderstand financial terms, or overlook critical details that could save (or cost) them real money. Two stories—one from fast-food history…
Cautious optimism markets may stabilize after sharp volatility But trade deal hopes may not last long Perceived Fed’s flexibility on rate cuts helps push yields lower Yield curve ‘bull-flattens’ on cloudy economic outlook (Adds analyst comments, economic data, graphic; updates market levels) NEW YORK, April 25 (Reuters) – U.S. Treasury yields declined on Friday amid…
HDFC Bank’s net interest margin (NIM) for the quarter ending March (Q4FY25) has expanded 2-3 basis points (bps) sequentially and year-on-year to 3.46% after excluding the interest income on income tax refund worth ₹700 crore. While this is praiseworthy, it will be interesting to see how the bank deals with the Reserve Bank of India’s…
