In today’s fast-paced, information-driven world, it’s easy to get obsessed with monitoring the performance of your mutual fund every single day. With apps and websites giving live updates, checking your investment’s performance has never been easier. But is this constant scrutiny really benefiting you? The answer may surprise you. In fact, it might be harming…
Dr. Sarvepalli Radhakrishnan, India’s former President and one of the nation’s most revered educators, once said, “The true teachers are those who help us think for ourselves.” As we celebrate Teachers’ Day on September 5th, Dr. Radhakrishnan’s birthday, it’s important to recognize that everyone we encounter has something to teach us. The real question is—do…
In complete contrast to the conventional rules of investing, a recently released Sebi study showed that retail investors sell nearly half of their holdings in initial public offerings (IPOs) within a week. Individual investors sold 50 per cent of the shares allotted to them by value within a week of listing and 70 per cent…
Personal loans are a convenient solution for meeting one’s immediate financial needs in today’s world. Whether it’s for a dream vacation, managing expenses, or advancing a career, personal loans have become a popular option for many. However, choosing the right lender can be challenging with so many options available. To make a smart decision, it’s…
As you move through the various stages of life, your financial needs, goals, and risk tolerance naturally change—just like the terrain you’re driving through. What worked for you in your 20s might not be the best approach in your 50s. That’s where life cycle investing comes in. It’s a strategy that adapts your asset allocation…
One of the key objectives of investing is to meet your financial goals. And if you have already achieved them, what should be your course of action? The standard response would be to redeem your investments and withdraw the money so that you can use the same towards your goals. However, this is not an…
When it comes to fulfilling short-term financial goals, people usually have the option to either plan for it by accumulating money or fund it with a credit card/ personal loan. The second option will give you instant gratification, and the first option may take some time and hence may give delayed gratification. In this article,…
Acknowledging the importance of financial security and future planning, having an intention to save money is an excellent initial stride! Yet, saving money isn’t straightforward due to increasing prices and the impact of loans, debt, and taxes on our monthly income. To translate that intention into action, consider these steps: Monitor and automate your expenses…
Despite the constant introduction of new investment opportunities each year, particularly by asset management companies (AMCs) launching new fund offers across different categories and themes, high-interest fixed deposits (FDs) remain a steadfast attraction for both young and old investors alike. The enduring appeal of FDs, despite their age-old concept, underscores how even the most innovative…
Thanks to the new tax regime which has done away with most exemptions and deductions, taxpayers are now redefining the way they tend to invest and save their income tax. One of the popular investment schemes among retail investors who want to save tax include Equity Linked Savings Scheme (ELSS) which enables investors to stay…
