Despite access to more information and better financial literacy, investors still exhibit the same emotional tendencies: fear, greed, overconfidence, herd behaviour, and loss aversion. Basic instincts Emotions override logic. Else investors would not be asking about continuing SIPs (systematic investment plans) or switching from equity to gold. These questions often stem from a desire to feel…
The research examined 170 diversified equity mutual funds over a decade, comparing their published returns with what real investors earned based on their actual cash flows. The findings were sobering, to say the least. While funds delivered healthy returns through consistent systematic investment plans (SIPs), the average investor significantly underperformed their investments. Also read: This…
Last month’s global selloff—marked by a 7% slide in the S&P 500 and a more than 5% dip in the Sensex—set off the usual chain reaction: a flood of alarming headlines, wall-to-wall coverage from financial experts forecasting doom, and social media timelines buzzing with everything from cautious concern to full-blown panic. It feels like dĂ©jĂ …
