ICICI Bank, offers a diverse and unique range of credit cards designed to meet various financial needs of credit card users. A pivotal factor in the entire process of approval of credit cards through ICICI Bank, is the applicant’s credit score. Now, given there is no fixed credit score defined by ICICI Bank for availing…
If you are applying for a credit card, you should remember that one of the most important features of a credit card is the ability to use cashless credit. However, there are a range of other benefits also which a card offers. These features include cashbacks & rewards, miscellaneous services such as access to lounge…
With the increasing use of credit cards across the country comes the risk of credit card related frauds. Recent incidents have clearly highlighted the well planned and ever evolving tactics scamsters deploy to cheat and deceive unsuspecting individuals. That is why understanding the red flags of fake credit card calls is crucial to safeguard and…
Some banks have separate platforms that reward their credit holders when they transact through that platform. These platforms offer accelerated reward points when a credit cardholder shops, and also offer various options for redeeming reward points. For example, HDFC Bank has the SmartBuy platform that provides credit cardholders with opportunities to earn accelerated reward points…
In a credit card monthly statement, you will see two amounts due. One is the minimum amount due (MAD), and the second is the total amount due (TAD). While making the monthly bill payment, the bank usually gives you three payment options: MAD, TAD, and any other amount. Which out of these three should you…
If you are a frequent traveller, it is quite usual to reach an airport a few hours early where you have no choice but to wait for long before your flight is scheduled to depart. This makes your access to airport lounges quite significant. Since the lounge’s charges are typically high, most customers prefer to…
If you are planning to raise a loan ā secured or personal ā one of the first things that you must do is to find your credit score. This is a three-digit number that reflects your creditworthiness i.e., your ability to repay a loan that you took. Higher the credit score, better it is for…
A foreign exchange platform ā BookMyForex ā has rolled out Global Forex Card which is meant to eliminate the hidden costs of spending abroad. The card is loaded in US dollar and is accepted in over 200 countries worldwide. It offers savings with zero cross-currency fees, no ATM withdrawal or cash disbursement charges, besides cashback…
If you are a regular credit card user and quite accustomed to using UPI (Unified Payments Interface) at the same time ā it is recommended to link your credit card to the UPI. To be able to do that, the card should be a RuPay card. Most banks currently offer RuPay cards, which enable you…
The words ācreditā or ādebtā can feel quite daunting, especially when youāre just starting on your financial journey. For a long time, young individuals were often advised to avoid borrowing or seeking credit in the early stages of building their financial independence. The belief was that credit was risky, something to be avoided unless necessary….
