Are you a food lover who prefers to dine out every weekend at the best restaurants to relish varieties of cuisine? What if you could save 25% on your food bill? Yes, the IndusInd Bank EazyDiner Credit Card offers you just that and a lot more. In this article, we will understand what is the…
As the new financial year sets in, a series of changes are going to take place for the credit card consumers in India, in particular the State Bank of India (SBI) and IDFC First Bank card consumers. Now, on and from April 1, 2025, important changes are going to strike reward points, free cover insurance,…
A sudden drop in your credit score can be a shock, especially when you do not know why this has occurred. For borrowers in India, a good credit score is the key to taking personal loans and credit cards at the minimum rate of interest possible. That is why knowing about your credit score drop…
Credit cards are no longer just a luxury but have indeed become a part of our lifestyle because of the perks it brings in. With credit cards you can unlock cashbacks, reward points and exclusive offers on your favourite brands. Hence, every time you use a credit card you can turn your transactions into smart…
The trend of individuals holding multiple credit cards has seen growth in the recent past. Infact, people who use credit cards extensively for their benefits maintain a credit card portfolio just like an investment portfolio. They review the portfolio regularly to evaluate which existing cards to close and which new credit cards to add. While…
Life’s most consequential change of status brings extensive social transformations and emotional impacts which also affect your financial situation. Joint financial decisions made with your spouse will impact both your creditworthiness regardless of how marital union does not immediately merge credit scores. Knowledge about how marriage impacts your credit can assist you both to make…
In India, some domestic and international hotel chains offer loyalty programs to their customers. The programs provide members (customers) who regularly stay at these hotels various benefits like discounts on room rates, complimentary breakfast, loyalty points, free nights, room upgrades, etc. One such loyalty program is the Club ITC, offered by ITC Hotels. In this…
India is going through rapid financialisation. A process where payments are rapidly turning digital from cash and banks and financial institutions are also scaling up their services accordingly to facilitate the growth of digital infrastructure to continue building on the digital payment services. On the same lines, being one of the top private sector banks…
It is often emphasised that credit card users should check their credit report at least once in a year. This not only helps them stay updated of their creditworthiness, but also flags any error which may have cropped up for no fault of theirs. What does one do in case there is an error in the credit…
If you are an enthusiastic shopper and looking for a credit card to satisfy your shopaholic cravings – there are options galore. Here we list out the six popular credit cards which one can explore to make the most of their extravagant disposition. Six key credit card options for shoppers I. Amazon Pay ICICI Credit Card: There…
