A credit card is undoubtedly a powerful weapon in today’s time and age to make online payments. Not only does it offer a great degree of convenience and comfort but gives a number of rewards and cashbacks. Meanwhile, it is important to remember that UPI payments are growing faster than card payments. Payments via UPI touched 2.34 lakh…
The 23-year-old admits that she paid almost as much as her monthly rent, but believes her Instagram post on the show will make it all worthwhile. A quick scroll through the woman’s account reveals carefully crafted and aesthetically pleasing posts: Prada sunglasses make a regular appearance; other shots include impeccably tailored outfits that scream luxury…
Getting a credit card is only the first step in your journey to using it. You also need to get the card activated for carrying out online and contactless transactions and set the spend limits for it at the same time. Here, we share a step-by-step process for getting these activations done. Both these changes can be…
Zerodha co-founder Nithin Kamath has highlighted the trend of rising credit card and personal loan borrowings in the country as well as the growing debt among borrowers. In a post on social media platform X, Kamath mentioned the benefits and drawbacks of borrowing. “After the pandemic, there’s been a big increase in personal loans and…
Are you contemplating applying for a credit card and worried over the delay that the banks take in issuing it? Well, there is an alternative – you can instead apply for an instant credit card. Those who are not aware – an instant credit card is issued instantly, sometimes within a few minutes. Sounds cool?…
IDFC FIRST Bank, in partnership with RuPay, has announced the launch of the UPI-enabled FD-backed secured credit card. Known as FIRST EARN, it is backed by fixed deposit, thus enabling everyone to avail it. It also offers cashback on UPI payments thus making the product rewarding for users. Additionally, fixed deposit creation is integrated within…
Credit cards are a great way to make smart transactions. With credit cards, you can have a luxurious lifestyle without burning a hole in your wallet. This is because credit cards provide you exclusive rewards, cashbacks and offers on almost all transactions done from the card. However, credit cards also attract certain charges and fees…
Do you own a credit card that you do not use on a regular basis? Should you, in such a case, simply discontinue the card or wait for the right time? Let us understand how it may impact your profile. It is noteworthy to mention that the decision to close your card depends on an…
Are you a shopaholic looking for not just the best deals in the market but also make shopping light on your wallet? If that is the case, EMI (Equated Monthly Instalment) cards might just be the perfect fit for you. These cards, which are offered by banks and NBFCs (non-banking finance companies), convert your big-ticket…
If you are a shopaholic, it is recommended to consider credit card(s) which offer discounts on shopping, reward points that can be monetised, and the annual fee waiver on meeting a threshold of spending. Here we share details of three major credit cards offered by Kotak Mahindra Bank which give such offers on shopping. These cards are…
