Investment strategy for long-term goals: Balancing education, retirement and charity
I wish to diversify my investment portfolio to align with my long-term financial goals. At 40, I have a monthly income of ₹3 lakh, and expenses of ₹1.5 lakh. I invest ₹1 lakh per month in small, mid, and large-cap index funds through systematic investments plans (SIPs). My portfolio includes ₹2.85 crore in mutual funds,…