It’s no secret investors have been disappointed lately with the classic 60/40 investment strategy. Can the so-called “permanent” portfolio provide an alternative? Recent returns look good, but there are risks. The permanent portfolio is a nickname some investors give to a strategy of splitting your holdings equally among four major asset classes: stocks, bonds, gold,…
Growing your wealth by investing is all about finding the correct balance. One of the most important, and perhaps biggest decisions is how you should divide the total corpus you wish to invest into different investment types, be it debt, or equity, or other asset classes like real estate or gold. Experts feel that investing…
Now that you’ve seen it, tell me doesn’t that sum up half the financial arguments you see online. You say mutual funds? Someone screams “stocks!” You say fixed deposits (FDs)? Someone else declares them useless. Apparently, on social media, picking one thing means trashing everything else—and nuance has left the chat. Here’s the truth: very…
But, timing is the issue. These instruments are still battling low investor interest, a thin pipeline, and shallow liquidity. With mutual funds currently investing less than 0.3% of total assets in REITs and InvITs, the proposal to raise the cap from 10% to 20% may be trying to fix a problem that hasn’t shown up…
“He listened to everything I said,” Meenakshi recalls, “and a couple of days later, came back and said—and I am not making this up—that he had a hunch gold would do well. I tried to talk him out of it, but he stuck to his guns and put all his money into a couple of…
Now, imagine the same match—same players, same chase—but this time, no one tells them the target. Just go out and bat. Sounds absurd, right? And yet, that’s exactly how most people approach their financial goals. We invest, save, and take risks—all without knowing our own required rate of return (RRR)—the personal target that should guide…
Bitwise’s most recent survey found 22% of advisors said they were allocating to crypto, up from 11% a year earlier. Across the world of wealth management, crypto is starting to become a bigger part of the conversation, even if it isn’t widely adopted amid concerns about transparency, volatility, and valuation methods. In some ways, it’s…
But history shows that markets move in cycles—shaped by economic indicators, interest rate shifts, geopolitical developments, and corporate performance. Every correction has ultimately been followed by recovery and growth. For seasoned investors, the key lies in patience, discipline, and a well-structured portfolio that can dynamically adapt to changing market conditions. Staying invested through market ups…
I am 36 years old and working in a private company. I started investing in July 2024 and want to build a corpus of â‚ą5 crore in 10 years. My current portfolio is valued at close to â‚ą17 lakh. I am investing â‚ą1.15 lakh per month through systematic investment plan (SIP). A 60% share of…
International Women’s Day is just as good a day as any to provide strength to women and enable them to be the torchbearers of their own financial destiny. This can be done through proper planning, effective money management and thoughtful fund allocation. Now, it is a given that investing appears to be a difficult task…
